&me: Saving & Investing App 1.0.20

Welcome to &me, a platform designed to facilitate your journey toward financial autonomy.

&me is an investment application collaborating with M&G Wealth, merging their exceptional investment expertise with an innovative approach to digital finance.

This application provides exclusive access to meticulously curated portfolios and assistance from a seasoned team of financial professionals.

Whether your goal is saving for your first home, preparing for retirement, or building an emergency fund, &me aims to support you in achieving your investment objectives.

WHAT WE OFFER

• Stocks & Shares ISA
  Join millions across the UK benefiting from a Stocks and Shares ISA to enhance their savings. Contribute up to £20,000 annually and enjoy tax-free growth on your investments.
• Personal Pension (SIPP)
  The Self-Invested Personal Pension allows you to dictate how to invest for your retirement. It can complement other pensions or consolidate multiple pensions into a single account. Additionally, HMRC contributes £25 for every £100 you invest.
• Junior ISA
  Facilitate the growth of your children's savings with tax benefits akin to those in your own ISA, ensuring their funds are secured until they reach 18.
• General Investment Account
  This option is available after you’ve reached your ISA limit or if you prefer not to transfer an existing ISA. There are no restrictions on investment amounts, with gains eligible for Capital Gains Tax offsets.

HOW DOES IT WORK?

Identifying your investment goals and understanding your objectives is paramount in investing. Thus, our initial phase is dedicated to understanding you better.

1. We will pose a few straightforward questions: What prompts your interest in investing? What duration do you envision for your investments? How much do you intend to invest?
2. Your responses will aid us in ascertaining your investment style and evaluating your risk tolerance, as comfort with market fluctuations is essential in investing.
3. You will be matched with one of our six &me portfolios, aligning with your investment objectives. Subsequently, you will be ready to select the type of account that suits you best.

Socially Responsible Investing

&me champions choice in investing. The impact of where your money goes can foster a more sustainable future for our planet, society, and loved ones.

Your investments are allocated into portfolios designed for growth, featuring hundreds of companies selected by our expert investment team.

Support at Your Fingertips

&me prioritizes clarity by minimizing complex jargon in investing discussions. However, should you require assistance at any point, expert support is readily accessible.

When investing with &me, you have access to a dedicated team of investment professionals who can be contacted effortlessly through the app. This support is included in your overall fee, ensuring no hidden costs are involved.

You are never alone when embarking on your investment journey with &me.

Trusted and Transparent

M&G Wealth is a reputable leader in empowering individuals to maximize their financial capabilities. With &me, you can be assured that:

• PROTECTED: Funds are safeguarded by the Financial Services Compensation Scheme up to £85k.
• REGULATED: Affiliated with MFM Investment, &me operates under the regulation and authorization of the Financial Conduct Authority (FCA).
• EXPERIENCED: The platform is powered by M&G Wealth-advised portfolios that reflect years of expertise.

With no obligation to invest immediately, explore how &me can enhance your financial growth and engagement with investments.

Please remember that all investments should be approached with a long-term perspective. The value of investments can fluctuate, and there is potential for returns that are less than the principal amount invested.

If you're prepared to begin your investment journey, consider installing the &me app today.